What is a title loan / title pawn?
A title loan / title pawn is a quick and convenient way for someone, who owns their car without any liens, to get cash using their car as collateral. It allows consumers to use an asset they own (their car) to solve short-term cash flow problems without having to sell their car.
What if I have bad credit?
Title Loans of Lawrenceville is here for people with bad credit. In fact, your credit history is not a factor in the title transaction approval process. Your credit will not be affected by applying for a title transaction or after getting a cash advance. If you have filed for bankruptcy protection in the past, Title Loans of Lawrenceville is here to help you solve your short-term cash needs.
What is required to be approved for a title transaction?
To be approved for a title transaction you must be at least 18 years old and have the following:
Auto or many other vehicles: RV, motorcycle, boat or jetski
Title to your auto or vehicle with no liens
Proof of a source of income
Proof of residence
A government-issued I.D or Drivers License.
You do not need good credit. Atlanta Fast Cash Title does not check your credit or use your credit history in any way in the approval process.
Approval subject to vehicle inspection and appraisal.
Does the car title have to be in my name?
Yes. The car title must have you listed as the legal owner of the car you intend to use as collateral for the transaction. If you are listed on the title along with another person then the other person listed on the title must be present and willing to accept the terms of the pawn transaction.
How do I know if I will be approved for cash?
If you have a free and clear title, you are approved. We will evaluate your vehicle and application and let you know in about 15 minutes how much cash is available to you.
How much cash can I get?
Cash advance amounts range from $100 to $20,000 The amount available is based on the vehicle appraisal and the customer’s ability to repay.
How long does it take for me to get cash?
If you have all of the items required to complete a transaction with you when you come into Title Loans Lawrenceville, the whole process from application to cash in your hands will take about 30 minutes.
How do I get my title back?
Title Loans of Lawrenceville, your title is your pledge that you will repay the loan. Your title will be returned to you immediately after paying back the full amount due on your account.
Why acquire cash from a title lender / pawnbroker?
A title transaction enables you to acquire cash based on the value of your car but without actually losing its use. The process is based on collateral not credit.